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CHOOSE FROM TWO IHG ONE REWARDS X REVOLUT DEBIT CARDS Which travel debit card fits your lifestyle?

Perk up your travels with the IHG One Rewards x Revolut Debit Cards. Whether you’re a frequent guest who lives for premium benefits or an occasional traveller who loves no-fee rewards, we have a card to suit your style. 

IHG One Rewards x Revolut
Elite Debit Card

IHG One Rewards x Revolut Elite Debit Card

Limited Time Offer

Earn 30,000 bonus points after spending £3,000 in 3 months from account opening.

Offer ends 25/08/2026
£18 monthly fee

Pricing & Terms

IHG One Rewards x Revolut
Essential Debit Card

IHG One Rewards x Revolut Essential Debit Card

Limited Time Offer

Earn 10,000 bonus points after spending £1,000 in 3 months from account opening. 

No monthly fee
Pricing & Terms


DEBIT CARD FOR FREQUENT TRAVELLERS IHG One Rewards x Revolut Elite Debit Card

Enjoy top-level perks like a Global Entry/TSA PreCheck® fee credit* and welcome amenities at IHG hotels with Platinum Elite status.*

IHG One Rewards x Revolut Elite Debit Card

£18 monthly fee
Pricing & Terms

LIMITED TIME OFFER

Earn 30,000 bonus points after spending £3,000 in 3 months from account opening.

Plus earn up to 30X at IHG Hotels & Resorts during the first 3 months from account opening.

              Always-On Earn Rate Promotional Earn Rate                    
IHG hotels: International (select countries) Up to 6X per £1​ Up to 9X per £1​
IHG hotels: UK & Europe Up to 3X per £1​ Up to 4X per £1​

Maximum earn rate applies when staying at IHG hotels and paying with your IHG One Rewards x Revolut Elite Debit Card. Earn rate includes IHG Platinum Elite status points, calculated at the prevailing GBP:USD exchange rate.

Offer ends 25/08/2026


Earning power

Earn up to 30X total points at IHG Hotels & Resorts during the offer period (normally up to 27X total points)



 

Elite status

Automatic Platinum Elite status for as long as you have the IHG One Rewards x Revolut Elite Debit Card




 

Monthly fee

£18






 

Earning power

Earn up to 30X total points at IHG Hotels & Resorts during the offer period (normally up to 27X total points)

  • Up to 21X per £1 on stays for being an IHG One Rewards Platinum Elite member, a benefit of the card
  • Up to 9X per £1 spent at IHG Hotels when you use your card during the offer period (normally up to 6X per £1)

Earn up to 3X points per £1 spent on all other purchases

Featured cardmember benefits

IHG One Rewards Program exclusives

  • Automatic Platinum Elite status for as long as you have the IHG One Rewards Elite Debit Card
  • 15 Elite Night Credits at the achievement of your Welcome Bonus and each year at your Cardmember Anniversary

Spend Rewards

  • For every £4,000 spent, earn 1 Elite Night Credit
  • Spend £10,000 in 12 months and earn a Cardmember Choice Reward (your choice of 5,000 bonus points, two Food & Beverage Rewards, or one Confirmable Suite Upgrade)
  • Spend £15,000 in 12 months and earn a Flex Night Certificate
  • Spend £25,000 in 12 months and earn a Cardmember Choice Reward (your choice of 5,000 bonus points, two Food & Beverage Rewards, or one Confirmable Suite Upgrade)
  • The primary Cardmember will earn Diamond Elite status through 31 December of the following year after spending £35,000 in 12 months

Revolut benefits

  • Use your virtual card immediately, no need to wait until your physical card arrives
  • No exchange fees on currency, up to your plan limit 
  • Purchase protection with Visa Chargeback
  • FSCS protection up to £120,000 
  • Access to Revolut Savings accounts
  • Enjoy Standard plan benefits, for free, to enhance your travel and everyday experience

TRAVEL DEBIT CARD WITH NO MONTHLY FEE IHG One Rewards x Revolut Essential Debit Card

No monthly fee — but lots of perks, like earning points that don’t expire with Silver Elite status.

IHG One Rewards x Revolut Essential Debit Card

No monthly fee  
Pricing & Terms

LIMITED TIME OFFER

Earn 10,000 bonus points after spending £1,000 in 3 months from account opening.


Earning power

Earn up to 17X total points at IHG Hotels & Resorts




 

Elite status

Automatic Silver Elite status for as long as you have the IHG One Rewards x Revolut Essential Debit Card



 

Monthly fee

£0





 

Earning power

Earn up to 17X total points at IHG Hotels & Resorts

  • Up to 16X per £1 spent on stays for being an IHG One Rewards Silver Elite member
  • Up to 1X per £1 spent on stays when you use your card at IHG Hotels and Resorts

Earn 0.5X points for every £1 spent on all other purchases

Featured cardmember benefits

IHG One Rewards Program exclusives

  • Automatic Silver Elite status for as long as you have the IHG One Rewards Essential Debit Card
  • 5 Elite Night Credits at the achievement of your Welcome Bonus and each year at your Cardmember Anniversary

Spend Rewards

  • For every £4,000 spent, earn 1 Elite Night Credit

Revolut benefits

  • Use your virtual card immediately, no need to wait until your physical card arrives
  • No exchange fees on currency, up to your plan limit 
  • Purchase protection with Visa Chargeback
  • FSCS protection up to £120,000 
  • Access to Revolut Savings accounts
  • Enjoy Standard plan benefits, for free, to enhance your travel and everyday experience


Not sure which travel debit card fits your needs?

See how our cards compare to find which one suits you.

IHG One Rewards x Revolut Elite Debit Card

IHG One Rewards x Revolut Elite
Debit Card

£18 monthly fee 
Pricing & Terms

IHG One Rewards x Revolut Essential Debit Card

IHG One Rewards x Revolut Essential
Debit Card

No monthly fee
Pricing & Terms


Monthly fees

£18


£0


New Cardmember offer

Limited time offer
Earn 30,000 bonus points after spending £3,000 in 3 months from account opening.


Limited time offer
Earn 10,000 bonus points after spending £1,000 in 3 months from account opening.


Earning points

Earn up to 30X total points at IHG Hotels & Resorts during the offer period (normally 27X total points)

  • Up to 21X per £1 on stays for being an IHG One Rewards Platinum Elite member, a benefit of the card
  • Up to 9X per £1 spent at IHG Hotels when you use your card during the offer period (normally up to 6X per £1)

3X points

on purchases internationally

1.5X points

on purchases in the UK and Europe


Earn up to 17X total points at IHG Hotels & Resorts

  • Up to 16X per £1 spent on stays for being an IHG One Rewards Silver Elite member
  • Up to 1X per £1 spent on stays when you use your card at IHG Hotels and Resorts




0.5X points

on purchases internationally

0.5X points

on purchases in the UK and Europe


IHG Elite status

as long as you remain an IHG One Rewards Cardmember


Platinum Elite

  • Points don’t expire
  • 60% bonus points on points earn
  • Free Internet
  • Welcome amenity at check-in
  • Complimentary upgrade (subject to availability)
  • Early check-in (subject to availability)
  • And more

15 Elite Night Credits

at the achievement of your Welcome Bonus and each year at your Cardmember Anniversary

Spend to earn Diamond Elite status

once you spend £35,000 in 12 months


Silver Elite

  • Points don’t expire
  • 20% bonus points on points earn
  • Free Internet
  • And more






5 Elite Night Credits

at the achievement of your Welcome Bonus and each year at your Cardmember Anniversary


Special rewards

  • For every £4,000 spent, earn 1 Elite Night Credit
  • Spend £10,000 in 12 months and earn a Cardmember Choice Reward (5,000 bonus points, two Food & Beverage Rewards, or a Confirmable Suite Upgrade)
  • Spend £15,000 in 12 months and earn a Flex Night Certificate
  • Spend £25,000 in 12 months and earn a Cardmember Choice Reward (5,000 bonus points, Two Food & Beverage Rewards, or a Confirmable Suite Upgrade)
  • The primary Cardmember will earn Diamond Elite status through 31 December of the following year after spending £35,000 in 12 months

  • For every £4,000 spent, earn 1 Elite Night Credit

Revolute benefits


  • Use your virtual card immediately, no need to wait until your physical card arrives
  • No exchange fees on currency, up to your plan limit 
  • Purchase protection with Visa Chargeback
  • FSCS protection up to £120,000 
  • Access to Revolut Savings accounts
  • Enjoy Standard plan benefits, for free, to enhance your travel and everyday experience

IHG One Rewards x Revolut Elite Debit Card

£18 monthly fee 
Pricing & Terms

IHG One Rewards x Revolut Essential Debit Card

No monthly fee
Pricing & Terms


Why choose an IHG One Rewards x Revolut debit card?

IHG One Rewards x Revolut debit cards are designed with travellers in mind, offering unique benefits that make every trip more rewarding. Here's what you'll love:

IHG One Rewards partners with Revolut and Visa offer two debit cards designed to suit different travel frequencies and spending habits:  

IHG One Rewards Essential Debit Card: An entry-level debit card that allows members to earn rewards on everyday purchases and enjoy essential stay benefits, including automatic Silver Elite status.  

IHG One Rewards Elite Debit Card: A premium debit card offering elevated points earning rates, a richer set of Spend Rewards milestones, and enhanced benefits for travelers seeking faster point accumulation and greater on-property recognition.

Choosing the right card involves weighing the benefits of each tier against your travel habits and everyday spending. You can compare both IHG One Rewards debit cards to find which card works for you: 

The Essential Debit Card works for the occasional traveller who wants a straightforward way to earn IHG One Rewards points on day-to-day spending, and access Silver Elite status without a monthly fee commitment.  

The Elite Debit Card works for IHG One Rewards members and guests who stay at IHG properties regularly, delivering higher points earning rates at IHG Hotels and Resorts, Cardmember Choice Rewards milestones, and additional anniversary benefits.

Both debit cards are designed to reward everyday spending as well as IHG hotel stays. Points are earned on qualifying purchases as follows:  

IHG One Rewards x Revolut Essential Debit Card

  • Earn one point for every £1 spent at IHG Hotels & Resorts when using your card.  
  • Earn 0.5X for every £1 spent on all other purchases when using your card. 

IHG One Rewards x Revolut Elite Debit Card

  • 6X per £1 at IHG Hotels & Resorts in the United States, UAE, KSA, Singapore, Thailand, Japan and Canada when you pay with your card.  
  • 4.5X per £1 at IHG Hotels & Resorts in other markets around the world outside of the UK and Europe when you pay with your card.  
  • 3X per £1 at IHG Hotels & Resorts inside the UK and Europe when you pay with your card.  
  • Earn 3X for every £1 spent on all other purchases outside UK and Europe when using your card.  
  • Earn 1.5X for every £1 spent on all other purchases inside the UK and Europe when using your card.  

And for a limited time (offer ends 25 August 2026), earn:

  • 9X per £1 at IHG Hotels & Resorts in the United States, UAE, KSA, Singapore, Thailand, Japan and Canada when you pay with your card.  
  • 6X per £1 at IHG Hotels & Resorts in other markets around the world outside of the UK and Europe when you use your card.  
  • 4X per £1 at IHG Hotels & Resorts in the UK and Europe when you use your card.  

Learn more about earning and redeeming IHG One Rewards points. Points earned on card spend are non-qualifying points. 

* Earn rate will be based on per USD spent. Earn rates shown per £1 spent are based on an assumed exchange rate at time of purchase of £1 = USD 1.33, with rounding applied.    

Yes. Both cards reward consistent spending through Spend Reward milestones.  Beyond the initial welcome bonus, cardmembers can unlock: 

IHG One Rewards x Revolut Elite Debit Card spend milestones

  • A Cardmember Choice Reward (your choice between 5,000 IHG One Rewards bonus points, 2 Food & Beverage Rewards (£15 each) or one Confirmable Suite Upgrade after spending £10,000 annually. 

  • A Flex Night Certificate, valued at 40,000 points after spending £15,000 annually. This Flex Night Certificate allows you to add points from your IHG One Rewards balance at properties above the 40,000-point value. 

  • A Cardmember Choice Reward (your choice between 5,000 IHG One Rewards bonus points, 2 Food & Beverage Rewards (£15 each) or one Confirmable Suite Upgrade) after spending £25,000 annually. IHG One Rewards Diamond Elite Status after spending £35,000 on your Card annually. 

  • In addition, Cardmembers on both cards earn one Elite Night Credit for every £4,000 in purchases. Elite Night Credits count towards your IHG One Rewards Elite Status and Milestone Rewards, helping you reach them faster. 

The IHG One Rewards x Revolut Essential debit card includes 5 Elite Night Credits upon achieving the Card Welcome Bonus, plus 5 Elite Night Credits each year at Cardmember Anniversary.  

The IHG One Rewards x Revolut Elite debit card includes 15 Elite Night Credits upon achieving the Card Welcome Bonus. Card members also receive 15 Elite Night Credits each year upon their Card anniversary.  
 
Note that annual Elite Night Credits are awarded a maximum of once per year for holding the card. For example, if you subscribe to the Elite debit card in November 2026 and achieve the Card Welcome Bonus in January 2027, then you will be awarded 15 Elite Night Credits in January 2027, then again in January 2028, assuming you retain your Elite debit card over that period of time.  
 
These credits count directly towards IHG One Rewards Elite status and make it easier to reach the next tier.

An instant benefit of holding any IHG One Rewards debit card is the Elite status that they provide, which keep your points from expiring. You can review your current points balance and activity in the IHG One Rewards member terms and conditions.

An IHG One Rewards x Revolut Essential debit card grants you automatic Silver Elite status, and an IHG One Rewards x Revolut Elite debit card grants you Platinum Elite status, enhancing your stay experience at IHG Hotels and Resorts worldwide: 

Point bonuses: Earn a higher percentage of bonus points on every stay at IHG hotels compared to Club Members, making your stays more rewarding. 

On-property benefits:  

  • The IHG x Revolut Essential Debit Card provides Silver Elite status, which unlocks late check-in (subject to availability) and free Internet. 

  • The IHG x Revolut Elite Debit Card provides Platinum Elite status, which unlocks a Welcome Amenity at check-in, early check-in and late check-out (subject to availability) and complimentary upgrades (subject to availability). 

Automatic renewal: Your IHG One Rewards status is maintained automatically for as long as your debit card account is in good standing.  

All IHG One Rewards x Revolut cardholders can spend and withdraw in foreign currencies during the week without additional fees, up to a certain amount based on your Revolut plan. After this, you will be charged an exchange fee. Weekend fees may also apply depending on your Revolut plan. 

Please refer to Revolut for more information.

Points earned through your IHG One Rewards x Revolut Debit Card are deposited directly into your IHG One Rewards account and can be redeemed for Reward Nights at thousands of IHG hotels and resorts worldwide. To book a Reward Night: 

  • Log in to your IHG One Rewards account at IHG.com or via the IHG One Rewards app.

  • Search for your preferred hotel and dates and show price in points. 

  • The number of points required varies by property, room type, and date. Search IHG hotels and book a Reward Night to get started.  

Accelerated points earning applies across the full portfolio of IHG Hotels and Resorts brands worldwide. Explore the full range of IHG hotels to discover where your IHG One Rewards Debit Card can take you. 

Cardmembers who reduce or stop spending may miss out on several ongoing benefits: 

  • Elite Night Credit accumulation: Elite Night Credits are earned for every £4,000 in purchases on both Cards. 

  • Spend Rewards: The Elite Card unlocks a Cardmember Choice Reward after achieving £10,000 and again at £25,000 in annual spend. The Cardmember Choice Reward provides the choice between 5,000 IHG One Rewards points, two Food & Beverage Rewards or one Confirmable Suite Upgrade. 

  • Flex Night Certificate: The Elite Card earns a Night Certificate (valued at 40,000) after spending £15,000 annually. To get the most out of your card, consider making it your primary debit card for everyday spending in addition to IHG hotel stays. Learn more about earning and redeeming IHG One Rewards points to build a strategy that works for your spending habits.  

There is no monthly fee for the IHG One Rewards x Revolut Essential debit card. A one-off charge of £10.00 (plus delivery fee) is payable on request of delivery of a physical card. The digital card is free of charge. 
 
The fee for the IHG One Rewards x Revolut Elite debit card is £18 per month. If you cancel the Elite debit card after 14 days and within 6 months of subscribing, a cancellation fee of £18 is payable. If you downgrade from Elite to Essential after 14 days and within 6 months of subscribing you will need to pay a £39.99 fee for the cost of the Elite card. 
 

Please refer to Revolut IHG Rewards Program T&C for full details.

Visit Revolut Help Centre to check FAQs or reach out 24/7 via in-app chat if you need further assistance. Help center link

Ready to start your rewarding journey?

Let’s go: Apply for an IHG One Rewards x Revolut Debit Card today. Watch your everyday purchases earn points for unforgettable stays around the world. 

Already an existing Revolut customer? Search ‘IHG debit card’ in your Revolut app to apply.

IHG Hotels & Resorts and Apple Pay partnership logo lock-up

Easy payments.
Online or in person.

Tap your iPhone or Apple Watch in person or tap the Apple Pay button online or in apps to check out with your IHG One Rewards x Revolut Debit Card. It’s that simple. Terms apply.


IHG One Rewards x Revolut Elite Debit Card

DEBIT CARD FOR FREQUENT TRAVELLERS IHG One Rewards x Revolut Elite Debit Card

Enjoy top-level perks like Cardmember Choice Rewards and welcome amenities at IHG hotels with Platinum Elite status.

£18 monthly fee
Pricing & Terms

LIMITED TIME OFFER

Earn 30,000 bonus points after spending £3,000 in 3 months from account opening.

Plus earn up to 30X at IHG Hotels & Resorts during the first 3 months from account opening.

                                         Always-On Earn Rate                                             Promotional Earn Rate                    
IHG hotels: International (select countries)                     Up to 6X per £1​                                  Up to 9X per £1​
IHG hotels: UK & Europe                     Up to 3X per £1​                                   Up to 4X per £1​

Maximum earn rate applies when staying at IHG hotels and paying with your IHG One Rewards x Revolut Elite Debit Card. Earn rate includes IHG Platinum Elite status points, calculated at the prevailing GBP:USD exchange rate.

Offer ends 25/08/2026

Earning power

Earn up to 30X total points at IHG Hotels & resorts during the offer period (normally up to 27X total points)


 

Elite status

Automatic Platinum Elite status for as long as you have the IHG One Rewards x Revolut Elite Debit Card



 

Monthly fee

£18





 

Earning power

Earn up to 30X total points at IHG Hotels & Resorts during the offer period (normally up to 27X total points)

  • Up to 21X per £1 on stays for being an IHG One Rewards Platinum Elite member, a benefit of the card
  • Up to 9X per £1 spent at IHG Hotels when you use your card during the offer period (normally up to 6X per £1)

Earn up to 3X points per £1 spent on all other purchases

Featured cardmember benefits

IHG One Rewards Program exclusives

  • Automatic Platinum Elite status for as long as you have the IHG One Rewards Elite Debit Card
  • 15 Elite Night Credits at the achievement of your Welcome Bonus and each year at your Cardmember Anniversary

Spend Rewards

  • For every £4,000 spent, earn 1 Elite Night Credit
  • Spend £10,000 in 12 months and earn a Cardmember Choice Reward (your choice of 5,000 bonus points, two Food & Beverage Rewards, or one Confirmable Suite Upgrade)
  • Spend £15,000 in 12 months and earn a Flex Night Certificate
  • Spend £25,000 in 12 months and earn a Cardmember Choice Reward (your choice of 5,000 bonus points, two Food & Beverage Rewards, or one Confirmable Suite Upgrade)
  • The primary Cardmember will earn Diamond Elite status through 31 December of the following year after spending £35,000 in 12 months

Revolut benefits

  • Use your virtual card immediately, no need to wait until your physical card arrives
  • No exchange fees on currency, up to your plan limit 
  • Purchase protection with Visa Chargeback
  • FSCS protection up to £120,000 
  • Access to Revolut Savings accounts
  • Enjoy Standard plan benefits, for free, to enhance your travel and everyday experience

IHG One Rewards x Revolut Essential Debit Card

TRAVEL DEBIT CARD WITH NO MONTHLY FEE IHG One Rewards x Revolut Essential Debit Card

No monthly fee — but lots of perks, like earning points that don’t expire with Silver Elite status.

No monthly fee  
Pricing & Terms

LIMITED TIME OFFER

Earn 10,000 bonus points after spending £1,000 in 3 months from account opening.

Earning power

Earn up to 17X total points at IHG Hotels & Resorts






Elite status

Automatic Silver Elite status for as long as you have the IHG One Rewards x Revolut Essential Debit Card




Monthly fee

£0







Earning power

Earn up to 17X total points at IHG Hotels & Resorts

  • Up to 16X per £1 spent on stays for being an IHG One Rewards Silver Elite member
  • Up to 1X per £1 spent on stays when you use your card at IHG Hotels and Resorts

Earn 0.5X points for every £1 spent on all other purchases

Featured cardmember benefits

IHG One Rewards Program exclusives

  • Automatic Silver Elite status for as long as you have the IHG One Rewards Essential Debit Card
  • 5 Elite Night Credits at the achievement of your Welcome Bonus and each year at your Cardmember Anniversary

Spend Rewards

  • For every £4,000 spent, earn 1 Elite Night Credit

Revolut benefits

  • Use your virtual card immediately, no need to wait until your physical card arrives
  • No exchange fees on currency, up to your plan limit 
  • Purchase protection with Visa Chargeback
  • FSCS protection up to £120,000 
  • Access to Revolut Savings accounts
  • Enjoy Standard plan benefits, for free, to enhance your travel and everyday experience

Not sure which travel debit card fits your needs?

See how our cards compare to find which one suits you.

IHG One Rewards x Revolut Elite Debit Card

IHG One Rewards x Revolut
Elite Debit Card

£18 monthly fee 
Pricing & Terms

IHG One Rewards x Revolut Essential Debit Card

IHG One Rewards x Revolut
Essential Debit Card

No monthly fee
Pricing & Terms

Monthly fee


£18


£0

New Cardmember offer


Limited time offer
Earn 30,000 bonus points after spending £3,000 in 3 months from account opening.


Limited time offer
Earn 10,000 bonus points after spending £1,000 in 3 months from account opening.

Earning points


Earn up to 30X total points at IHG Hotels & Resorts during the offer period (normally 27X total points)

  • Up to 21X per £1 on stays for being an IHG One Rewards Platinum Elite member, a benefit of the card
  • Up to 9X per £1 spent at IHG Hotels when you use your card during the offer period (normally up to 6X per £1)

3X points

on purchases internationally

1.5X points

on purchases in the UK and Europe


Earn up to 17X total points at IHG Hotels & Resorts

  • Up to 16X per £1 spent on stays for being an IHG One Rewards Silver Elite member
  • Up to 1X per £1 spent on stays when you use your card at IHG Hotels and Resorts




0.5X points

on purchases internationally

0.5X points

on purchases in the UK and Europe

IHG Elite status

as long as you remain an IHG One Rewards Cardmember


Platinum Elite

  • Points don’t expire
  • 60% bonus points on points earn
  • Free Internet
  • Welcome amenity at check-in
  • Complimentary upgrade (subject to availability)
  • Early check-in (subject to availability)
  • And more

15 Elite Night Credits

at the achievement of your Welcome Bonus and each year at your Cardmember Anniversary

Spend to earn Diamond Elite status

once you spend £35,000 in 12 months


Silver Elite

  • Points don’t expire
  • 20% bonus points on points earn
  • Free Internet
  • And more

 

 



5 Elite Night Credits

at the achievement of your Welcome Bonus and each year at your Cardmember Anniversary

Special rewards


  • For every £4,000 spent, earn 1 Elite Night Credit
  • Spend £10,000 in 12 months and earn a Cardmember Choice Reward (5,000 bonus points, two Food & Beverage Rewards, or a Confirmable Suite Upgrade)
  • Spend £15,000 in 12 months and earn a Flex Night Certificate
  • Spend £25,000 in 12 months and earn a Cardmember Choice Reward (5,000 bonus points, Two Food & Beverage Rewards, or a Confirmable Suite Upgrade)
  • The primary Cardmember will earn Diamond Elite status through 31 December of the following year after spending £35,000 in 12 months

  • For every £4,000 spent, earn 1 Elite Night Credit

Revolut benefits



  • Use your virtual card immediately, no need to wait until your physical card arrives
  • No exchange fees on currency, up to your plan limit 
  • Purchase protection with Visa Chargeback
  • FSCS protection up to £120,000 
  • Access to Revolut Savings accounts
  • Enjoy Standard plan benefits, for free, to enhance your travel and everyday experience
IHG One Rewards x Revolut Elite Debit Card

£18 monthly fee 
Pricing & Terms

IHG One Rewards x Revolut Essential Debit Card

No monthly fee
Pricing & Terms


Why choose an IHG One Rewards x Revolut debit card?

IHG One Rewards x Revolut debit cards are designed with travellers in mind, offering unique benefits that make every trip more rewarding. Here's what you'll love:

IHG One Rewards partners with Revolut and Visa offer two debit cards designed to suit different travel frequencies and spending habits:  

IHG One Rewards Essential Debit Card: An entry-level debit card that allows members to earn rewards on everyday purchases and enjoy essential stay benefits, including automatic Silver Elite status.  

IHG One Rewards Elite Debit Card: A premium debit card offering elevated points earning rates, a richer set of Spend Rewards milestones, and enhanced benefits for travelers seeking faster point accumulation and greater on-property recognition.

Choosing the right card involves weighing the benefits of each tier against your travel habits and everyday spending. You can compare both IHG One Rewards debit cards to find which card works for you: 

The Essential Debit Card works for the occasional traveller who wants a straightforward way to earn IHG One Rewards points on day-to-day spending, and access Silver Elite status without a monthly fee commitment.  

The Elite Debit Card works for IHG One Rewards members and guests who stay at IHG properties regularly, delivering higher points earning rates at IHG Hotels and Resorts, Cardmember Choice Rewards milestones, and additional anniversary benefits.

Both debit cards are designed to reward everyday spending as well as IHG hotel stays. Points are earned on qualifying purchases as follows:  

IHG One Rewards x Revolut Essential Debit Card

  • Earn one point for every £1 spent at IHG Hotels & Resorts when using your card.  
  • Earn 0.5X for every £1 spent on all other purchases when using your card. 

IHG One Rewards x Revolut Elite Debit Card

  • 6X per £1 at IHG Hotels & Resorts in the United States, UAE, KSA, Singapore, Thailand, Japan and Canada when you pay with your card.  
  • 4.5X per £1 at IHG Hotels & Resorts in other markets around the world outside of the UK and Europe when you pay with your card.  
  • 3X per £1 at IHG Hotels & Resorts inside the UK and Europe when you pay with your card.  
  • Earn 3X for every £1 spent on all other purchases outside UK and Europe when using your card.  
  • Earn 1.5X for every £1 spent on all other purchases inside the UK and Europe when using your card.  

And for a limited time (offer ends 25 August 2026), earn:

  • 9X per £1 at IHG Hotels & Resorts in the United States, UAE, KSA, Singapore, Thailand, Japan and Canada when you pay with your card.  
  • 6X per £1 at IHG Hotels & Resorts in other markets around the world outside of the UK and Europe when you use your card.  
  • 4X per £1 at IHG Hotels & Resorts in the UK and Europe when you use your card.  

Learn more about earning and redeeming IHG One Rewards points. Points earned on card spend are non-qualifying points. 

* Earn rate will be based on per USD spent. Earn rates shown per £1 spent are based on an assumed exchange rate at time of purchase of £1 = USD 1.33, with rounding applied.    

Yes. Both cards reward consistent spending through Spend Reward milestones.  Beyond the initial welcome bonus, cardmembers can unlock: 

IHG One Rewards x Revolut Elite Debit Card spend milestones

  • A Cardmember Choice Reward (your choice between 5,000 IHG One Rewards bonus points, 2 Food & Beverage Rewards (£15 each) or one Confirmable Suite Upgrade after spending £10,000 annually. 

  • A Flex Night Certificate, valued at 40,000 points after spending £15,000 annually. This Flex Night Certificate allows you to add points from your IHG One Rewards balance at properties above the 40,000-point value. 

  • A Cardmember Choice Reward (your choice between 5,000 IHG One Rewards bonus points, 2 Food & Beverage Rewards (£15 each) or one Confirmable Suite Upgrade) after spending £25,000 annually. IHG One Rewards Diamond Elite Status after spending £35,000 on your Card annually. 

  • In addition, Cardmembers on both cards earn one Elite Night Credit for every £4,000 in purchases. Elite Night Credits count towards your IHG One Rewards Elite Status and Milestone Rewards, helping you reach them faster. 

The IHG One Rewards x Revolut Essential debit card includes 5 Elite Night Credits upon achieving the Card Welcome Bonus, plus 5 Elite Night Credits each year at Cardmember Anniversary.  

The IHG One Rewards x Revolut Elite debit card includes 15 Elite Night Credits upon achieving the Card Welcome Bonus. Card members also receive 15 Elite Night Credits each year upon their Card anniversary.  
 
Note that annual Elite Night Credits are awarded a maximum of once per year for holding the card. For example, if you subscribe to the Elite debit card in November 2026 and achieve the Card Welcome Bonus in January 2027, then you will be awarded 15 Elite Night Credits in January 2027, then again in January 2028, assuming you retain your Elite debit card over that period of time.  
 
These credits count directly towards IHG One Rewards Elite status and make it easier to reach the next tier.

An instant benefit of holding any IHG One Rewards debit card is the Elite status that they provide, which keep your points from expiring. You can review your current points balance and activity in the IHG One Rewards member terms and conditions.

An IHG One Rewards x Revolut Essential debit card grants you automatic Silver Elite status, and an IHG One Rewards x Revolut Elite debit card grants you Platinum Elite status, enhancing your stay experience at IHG Hotels and Resorts worldwide: 

Point bonuses: Earn a higher percentage of bonus points on every stay at IHG hotels compared to Club Members, making your stays more rewarding. 

On-property benefits:  

  • The IHG x Revolut Essential Debit Card provides Silver Elite status, which unlocks late check-in (subject to availability) and free Internet. 

  • The IHG x Revolut Elite Debit Card provides Platinum Elite status, which unlocks a Welcome Amenity at check-in, early check-in and late check-out (subject to availability) and complimentary upgrades (subject to availability). 

Automatic renewal: Your IHG One Rewards status is maintained automatically for as long as your debit card account is in good standing.  

All IHG One Rewards x Revolut cardholders can spend and withdraw in foreign currencies during the week without additional fees, up to a certain amount based on your Revolut plan. After this, you will be charged an exchange fee. Weekend fees may also apply depending on your Revolut plan. 

Please refer to Revolut for more information.

Points earned through your IHG One Rewards x Revolut Debit Card are deposited directly into your IHG One Rewards account and can be redeemed for Reward Nights at thousands of IHG hotels and resorts worldwide. To book a Reward Night: 

  • Log in to your IHG One Rewards account at IHG.com or via the IHG One Rewards app.

  • Search for your preferred hotel and dates and show price in points. 

  • The number of points required varies by property, room type, and date. Search IHG hotels and book a Reward Night to get started.  

Accelerated points earning applies across the full portfolio of IHG Hotels and Resorts brands worldwide. Explore the full range of IHG hotels to discover where your IHG One Rewards Debit Card can take you. 

Cardmembers who reduce or stop spending may miss out on several ongoing benefits: 

  • Elite Night Credit accumulation: Elite Night Credits are earned for every £4,000 in purchases on both Cards. 

  • Spend Rewards: The Elite Card unlocks a Cardmember Choice Reward after achieving £10,000 and again at £25,000 in annual spend. The Cardmember Choice Reward provides the choice between 5,000 IHG One Rewards points, two Food & Beverage Rewards or one Confirmable Suite Upgrade. 

  • Flex Night Certificate: The Elite Card earns a Night Certificate (valued at 40,000) after spending £15,000 annually. To get the most out of your card, consider making it your primary debit card for everyday spending in addition to IHG hotel stays. Learn more about earning and redeeming IHG One Rewards points to build a strategy that works for your spending habits.  

There is no monthly fee for the IHG One Rewards x Revolut Essential debit card. A one-off charge of £10.00 (plus delivery fee) is payable on request of delivery of a physical card. The digital card is free of charge. 
 
The fee for the IHG One Rewards x Revolut Elite debit card is £18 per month. If you cancel the Elite debit card after 14 days and within 6 months of subscribing, a cancellation fee of £18 is payable. If you downgrade from Elite to Essential after 14 days and within 6 months of subscribing you will need to pay a £39.99 fee for the cost of the Elite card. 
 

Please refer to Revolut IHG Rewards Program T&C for full details.

Visit Revolut Help Centre to check FAQs or reach out 24/7 via in-app chat if you need further assistance. Help center link

Ready to start your rewarding journey?

Let’s go: Apply for an IHG One Rewards x Revolut Debit Card today. Watch your everyday purchases earn points for unforgettable stays around the world. 

Already an existing Revolut customer?
Search ‘IHG debit card’ in your Revolut app to apply.

IHG Hotels & Resorts and Apple Pay partnership logo lock-up

Easy payments.
Online or in person.

Tap your iPhone or Apple Watch in person or tap the Apple Pay button online or in apps to check out with your IHG One Rewards x Revolut Debit Card. It’s that simple. Terms apply.

IHG® Hotels & Resorts x Revolut Launch Promotion Terms & Conditions
 

1. The IHG® Hotels & Resorts x Revolut Launch Promotion (“Promotion”) is available to individuals residing in the UK who successfully apply for an IHG One Rewards x Revolut Essential Debit Card or IHG One Rewards x Revolut Elite Debit Card (“Eligible Members”) between [30.06.2026/00:01 BST] and [25.08.2026/23:59 BST] (“Registration Period”). By applying for the IHG One Rewards x Revolut Essential Debit Card or IHG One Rewards x Revolut Elite Debit Card, a member is registering for the IHG® Hotels & Resorts x Revolut Launch Promotion and accepting these Terms & Conditions. Eligible members will be validated by Revolut and IHG once the member has successfully validated their IHG One Rewards member ID in their Revolut account.

2. After registering for the Promotion, Eligible Members can earn the following rewards depending on the type of card they have applied for:

 

1. IHG One Rewards x Revolut Essential Debit Card: 

a. Ten Thousand (10,000) IHG One Rewards bonus points after spending £1,000 in the first three (3) months of card creation.

2. IHG One Rewards x Revolut Elite Debit Card: 

a. Thirty thousand (30,000) IHG One Rewards bonus points after spending £3,000 in the first three (3) months of card creation     

b. Increased points earn on spend at IHG hotels as follows, valid from 30.06.2026 until 31 October 2026: 

a. 9 points per £1 spent at IHG hotels in the following countries: Canada, Japan, Singapore, Thailand, UAE and USA

b. 6 points per £1 spent at IHG hotels in all other international countries outside of the UK, Europe and the above listed

c. 4 points per £1 spent at IHG hotels in the UK and Europe
 

3. IHG Hotels & Resorts is responsible for the fulfillment of this offer. Please allow up to two (2) weeks for the rewards to be posted to the Eligible Member’s IHG One Rewards account after achieving the spend criteria. 

4. An IHG One Rewards member’s participation in the IHG One Rewards programme and this Promotion is subject to the standard IHG One Rewards Membership Terms and Conditions, which can be accessed here or by visiting ihgonerewards.com.  

5. Eligible Members applying for the IHG One Rewards x Revolut Essential Debit Card or IHG One Rewards x Revolut Elite Debit Card are bound by Revolut’s Terms and Conditions which can be found at Revolut IHG Rewards Program T&C.

 

© 2026 Six Continents Hotels, Inc. All rights reserved. Most hotels are independently owned and operated. 

IHG® Hotels & Resorts x Revolut Welcome Back Promotion Terms & Conditions
 

6. The IHG® Hotels & Resorts x Revolut Welcome Back Promotion (“Promotion”) is available to individuals residing in the UK who are members of IHG One Rewards and held a UK IHG Rewards Club Credit Card or IHG Rewards Club Premium Credit Card on the closing date 28 June 2023, being the closure date of the prior IHG Rewards Club co-brand programme (“Eligible Returning Cardmembers”). To participate, Eligible Returning Cardmembers must apply for an IHG One Rewards x Revolut Debit Card between [30.06.2026/00:01 BST] and [25.08.2026/23:59 BST] (“Registration Period”). By applying for the IHG One Rewards x Revolut Debit Card, a member is registering for the IHG® Hotels & Resorts x Revolut Welcome Back Promotion Promotion and accepting these Terms & Conditions. Eligible Returning Cardmembers will be validated by Revolut and IHG once the member has successfully validated their IHG One Rewards member ID in their Revolut account.

7. After registering for the Promotion, Eligible Returning Cardmembers can earn the following rewards depending on the type of card they have applied for: 
 

1. IHG One Rewards x Revolut Essential Debit Card:

a. Gold Elite Status

b. Ten Thousand (10,000) IHG One Rewards bonus points after spending £1,000 in the first three (3) months.

2. IHG One Rewards x Revolut Elite Debit Card:

a. Cardmember Choice Reward (choice of 5,000 bonus points, 2 F&B Rewards, Confirmable Suite Upgrade)

b. Thirty thousand (30,000) IHG One Rewards bonus points after spending £3,000 in the first three (3) months

c. Increased points earn on spend at IHG hotels as follows, valid from 30.06.2026 until 31 October 2026:

d. 9 points per £1 spent at IHG hotels in the following countries: Canada, Japan, Singapore, Thailand, UAE and USA 

e. 6 points per £1 spent at IHG hotels in all other international countries outside of the UK, Europe and the above listed

f. 4 points per £1 spent at IHG hotels in the UK and Europe
 

8. IHG Hotels & Resorts is responsible for the fulfillment of this offer. Please allow up to two (2) weeks for the rewards to be posted to the Eligible Returning Cardmember’s IHG One Rewards account after achieving the spend criteria.

9. Members who are not eligible to participate in the Promotion will receive the publicly available offer as follows: 
 

1. IHG One Rewards x Revolut Essential Debit Card:

a. Silver Elite Status

b. Ten Thousand (10,000) IHG One Rewards bonus points after spending £1,000 in the first three (3) months.

2. IHG One Rewards x Revolut Elite Debit Card:

a. Thirty thousand (30,000) IHG One Rewards bonus points after spending £3,000 in the first three (3) months.

b. Increased points earn on spend at IHG hotels as follows, valid from 30.06.2026 until 31 October 2026: 

g. 9 points per £1 spent at IHG hotels in the following countries: Canada, Japan, Singapore, Thailand, UAE and USA

h. 6 points per £1 spent at IHG hotels in all other international countries outside of the UK, Europe and the above listed

i. 4 points per £1 spent at IHG hotels in the UK and Europe
 

10. An IHG One Rewards member’s participation in the IHG One Rewards programme and this Promotion is subject to the standard IHG One Rewards Membership Terms and Conditions, which can be accessed here or by visiting ihgonerewards.com. 

 

© 2026 Six Continents Hotels, Inc. All rights reserved. Most hotels are independently owned and operated.

IHG One Rewards x Revolut Essential Co-Branded Card

 

Earning in the Rewards Program:

You’ll earn IHG One Rewards points on qualifying purchases made with your IHG One Rewards x Revolut Essential Debit Card by you or an authorized user, minus returns or refunds. 

You’ll earn 1 point per £1 spent at hotels participating in IHG One Rewards (IHG Spend) and 0.5 points per £1 spent on all other purchases. Visit ihg.com/terms, as applicable, for a list of hotels participating in IHG One Rewards. “IHG Spend” means using your IHG x Revolut Card to spend with IHG hotels participating in IHG One Rewards as identified through selected merchant ID codes. The location of your spend is determined by the merchant location you are spending with – please note that merchant location is determined in a variety of ways pursuant to Visa rules, and may be different from the physical location of the merchant. While we make every effort to ensure that we capture all spending with IHG and merchant locations, it is possible that your purchase has used a different merchant ID code/ location or that the technology used to process the payment is not set up in a way that allows us to award IHG One Rewards Points. Where this happens, you should raise this issue with Revolut who will try to resolve your concern – however, they retain full discretion to determine that your purchase does not qualify as IHG Spend or spend in a specific jurisdiction.

Points are awarded as whole points and transferred automatically to your IHG One Rewards account every 14 days, starting on the day you subscribed. Certain transactions—including cash-like transactions, fees, gambling, balance transfers and fraudulent or unauthorized charges—do not qualify. Revolut’s terms and conditions also set out circumstances in which points may be reversed, forfeited, or prevented from transfer, and where your subscription may be suspended or terminated. 

Points will not expire as long as there is qualifying IHG One Rewards activity at least once every 12 months. Points earned from card spend will be calculated in GBP at the applicable exchange rate at time of transaction. IHG One Rewards Membership Terms and Conditions apply.


Earning Points from IHG

IHG One Rewards members earn on qualifying stays and eligible charges at IHG® Hotels and Resorts in the following manner: Members earn 10 points per $1 spent and Silver Elite members earn an additional 2 points per $1 spent (20% bonus), except at Candlewood Suites® and Staybridge Suites® where members earn 5 points per $1 spent and Silver Elite members earn an additional 1 point per $1 spent (20% bonus), IHG® Army Hotels where members earn 3 points per $1 spent and Silver Elite members earn an additional 0.6 point per $1 spent (20% bonus), and IHG® Residence properties where members earn 2.5 points per $1 spent and Silver Elite members earn an additional 0.5 point per $1 spent (20% bonus). All point deposits will be totaled and rounded to the nearest whole number. Stays must be booked on a direct IHG® booking channel such as ihg.com in order to qualify. Points earned with your IHG One Rewards membership and Silver Elite status will post directly to your IHG One Rewards account and will not appear on your Revolut card statement. IHG One Rewards program earn rates are expressed in USD as the program's base transaction currency. Total points earn rate per £1 is variable and depends on the GBP/USD exchange rate at the time of your transaction. For illustrative purposes only, at an exchange rate of £1 = $1.33, you could earn approximately 16 total points per £1 at eligible IHG properties (based on the earn rate of 12 total points per $1 spent for Silver Elite members).

For complete program details, visit ihg.com/terms.


Silver Elite Status

As an IHG One Rewards x Revolut Essential Debit Card cardmember, you qualify for automatic IHG One Rewards Silver Elite status for as long as you remain a IHG One Rewards x Revolut Essential Debit Card, and as long as your IHG One Rewards membership account remains in good standing. Please allow at least 48 hours after adding your IHG One Rewards member ID into your Revolut account for the automatic Silver Elite status to be applied to your IHG One Rewards account.


Elite Night Credits each calendar year

Earn 5 Elite Night Credits after spending £1,000 in the first three months from card creation. 5 Elite Night Credits will also be deposited each subsequent year on the anniversary of when you subscribed. These Bonus Elite Night Credits count toward earning Elite status. Bonus Elite Night Credits count towards Milestone Rewards and Rollover Nights. Bonus Elite Night Credits are governed by the Terms and Conditions of IHG One Rewards. Revolut is not responsible for offer fulfillment.


1 Elite Night Credit after every £4,000 in spend

Earn 1 Elite Night Credits after every £4K in card purchases. These Bonus Elite Night Credits count toward earning Elite status. Bonus Elite Night Credits count towards Milestone Rewards and Rollover Nights. Bonus Elite Night Credits are governed by the Terms and Conditions of IHG One Rewards. Revolut is not responsible for offer fulfillment.


5,000 Bonus Points After You Spend £1,000 On Purchases In The First 3 Months From Account Opening:

Earn 5,000 IHG One Rewards bonus points after you spend £1,000 on qualifying purchases within the first 3 months from account opening. This offer is not available to previous cardmembers of any IHG One Rewards x Revolut Essential Debit Card who have previously received a new cardmember bonus. Qualifying purchases exclude cash-like transactions, balance transfers, gambling, fees, interest, checks, and fraudulent or unauthorized charges. Your account must be open and not in default at the time the bonus is awarded. Bonus points will be credited to your IHG One Rewards account within 24 hours after qualification. 

IHG One Rewards x Revolut Elite Debit Card


Earning in the Rewards Program:

You will earn IHG One Rewards points on qualifying purchases made with your IHG One Rewards x Revolut Elite Debit Card, minus returns or refunds. 

You’ll earn 6 points per £1 spent at IHG One Rewards Hotels in the following countries: USA, UAE, KSA, Singapore, Thailand, Japan and Canada. You'll earn 4.5 points per £1 spent at all other international (non-UK and EEA) IHG One Rewards hotels, 3 points per £1 spent at UK and EEA IHG One Rewards hotels (IHG Spend), 3 points per £1 spent on all other international purchases, and 1.5 points per £1 spent on all other UK and EEA purchases. Visit ihg.com/terms, as applicable, for a list of hotels participating in IHG One Rewards. “IHG Spend” means using your IHG x Revolut Card to spend with IHG hotels participating in IHG One Rewards as identified through selected merchant ID codes. The location of your spend is determined by the merchant location you are spending with – please note that merchant location is determined in a variety of ways pursuant to Visa rules, and may be different from the physical location of the merchant. While we make every effort to ensure that we capture all spending with IHG and merchant locations, it is possible that your purchase has used a different merchant ID code/ location or that the technology used to process the payment is not set up in a way that allows us to award IHG One Rewards Points. Where this happens, you should raise this issue with Revolut who will try to resolve your concern – however, they retain full discretion to determine that your purchase does not qualify as IHG Spend or spend in a specific jurisdiction.

Points are awarded as whole points and transferred automatically to your IHG One Rewards account every 14 days, starting on the day you subscribed. Certain transactions—including cash-like transactions, fees, gambling, balance transfers and fraudulent or unauthorized charges—do not qualify. Revolut’s terms and conditions also set out circumstances in which points may be reversed, forfeited, or prevented from transfer, and where your subscription may be suspended or terminated.

Points will not expire as long as there is qualifying IHG One Rewards activity at least once every 12 months. Points earned from card spend will be calculated in GBP at the applicable exchange rate at time of transaction. IHG One Rewards Membership Terms and Conditions apply.


Earning Points from IHG

IHG One Rewards members earn on qualifying stays and eligible charges at IHG® Hotels and Resorts in the following manner: Members earn 10 points per $1 spent and Platinum Elite members earn an additional 6 points per $1 spent (60% bonus), except at Candlewood Suites® and Staybridge Suites® where members earn 5 points per $1 spent and Platinum Elite members earn an additional 3 points per $1 spent (60% bonus), IHG® Army Hotels where members earn 3 points per $1 spent and Platinum Elite members earn an additional 1.8 points per $1 spent (60% bonus), and IHG® Residence properties where members earn 2.5 points per $1 spent and Platinum Elite members earn an additional 1.5 points per $1 spent (60% bonus). All point deposits will be totaled and rounded to the nearest whole number. Stays must be booked on a direct IHG® booking channel such as ihg.com in order to qualify. Points earned with your IHG One Rewards membership and Platinum Elite status will post directly to your IHG One Rewards account and will not appear on your Revolut card statement. IHG One Rewards program earn rates are expressed in USD as the program's base transaction currency. Total points earn rate per £1 is variable and depends on the GBP/USD exchange rate at the time of your transaction. For illustrative purposes only, at an exchange rate of £1 = $1.33, you could earn approximately 21 total points per £1 at eligible IHG properties (based on the earn rate of 16 total points per $1 spent for Platinum Elite members).

For complete program details, visit ihg.com/terms.


Platinum Elite Status

If you cancel or downgrade your IHG Program subscription with Revolut, IHG may downgrade your IHG Program status. 

For Elite, you will continue to hold your Platinum status with IHG for at least one month from the date your cancellation or downgrade takes effect (subject to IHG terms and conditions)


Elite Night Credits each calendar year

Earn 15 Elite Night Credits after spending £3,000 in the first three months from card creation. 15 Elite Night Credits will also be deposited each subsequent year on the anniversary of when you subscribed as long as you have paid the monthly fee for at least 10 of the previous 12 months. These Bonus Elite Night Credits count toward earning Elite status. Bonus Elite Night Credits count towards Milestone Rewards and Rollover Nights. Bonus Elite Night Credits are governed by the Terms and Conditions of IHG One Rewards.


1 Elite Night Credit after every £4,000 in spend

Earn 1 Elite Night Credit after every £4K in card purchases. 5 Elite Night Credits will also be deposited each subsequent year on the anniversary of when you subscribed. These Bonus Elite Night Credits count toward earning Elite status. Bonus Elite Night Credits count towards Milestone Rewards and Rollover Nights. Bonus Elite Night Credits are governed by the Terms and Conditions of IHG One Rewards.


20,000 Bonus Points After You Spend £3,000 On Purchases In The First 3 Months From Account Opening:

Earn 20,000 IHG One Rewards bonus points after you spend £3,000 on qualifying purchases within the first 3 months from account opening. This offer is not available to previous cardmembers of any IHG One Rewards x Revolut Debit Card who have previously received a new cardmember bonus. Qualifying purchases exclude cash transactions, balance transfers, gambling, fees, interest, checks, and fraudulent or unauthorized charges. Your account must be open and not in default at the time the bonus is awarded. Bonus points will be credited to your IHG One Rewards account within 24 hours after qualification. Revolut may close or suspend your card account at any time, including for inactivity.


Flex Night Certificate After £15,000 Annual Spend

Each year that you spend £15,000 or more on purchases with your IHG One Rewards x Revolut Elite Debit Card, you (as the primary cardmember) will earn one Flex Night Certificate. A “year” is defined as the 12-month period beginning on your account open date, measured annually. The Flex Night Certificate is valid at IHG® Hotels for one standard room night with a redemption value of up to 40,000 points, with the option to top up with additional IHG One Rewards points. The Flex Night Certificate must be redeemed and the stay completed within 12 months of issue, is subject to availability, and may not be transferred, extended, or redeemed for cash. Reservations that will utilize the Flex Night Certificate can be booked online at ihg.com or by calling IHG One Rewards at +44 (0) 1753 317 107. Individual hotel’s cancellation policy applies to the use of the Flex Night Certificate Cancellation fees apply if cancellation is made outside of the hotel’s cancellation time period. Flex Night Certificate rules and regulations are subject to change. Revolut is not responsible for offer fulfillment.


Diamond Elite Status After £35,000 Annual Spend: 

Each year that you spend £35,000 or more on purchases with your IHG One Rewards x Revolut Elite Debit Card, you (as the primary cardmember) will earn Diamond Elite Status, valid through December 31 of the following calendar year. A “year” is defined as the 12 month period beginning on your account open date, measured annually. Status will be applied to your IHG One Rewards account within 24 hours after qualifying, provided your account remains open and not in default. Only one IHG One Rewards x Revolut Elite Debit Card account per IHG One Rewards member is eligible for the Diamond Elite Status award. Rewards member must be the primary cardmember on the qualifying debit card account. Revolut is not responsible for offer fulfillment or the provision of or failure to provide the Diamond Elite benefits and services.


Cardmember Choice Reward Twice Annually

Each year that you reach £10,000 and £25,000 in purchases on your IHG One Rewards x Revolut Elite Debit Card, you (as the primary cardmember) will earn a Cardmember Choice Reward at each threshold. A “year” is defined as the 12 month period beginning on your account open date, measured annually. At each threshold, you may choose one reward from the following options: 5,000 points, an IHG Food & Beverage Reward, or a Confirmable Suite Upgrade. You will be notified and prompted to select your reward after qualifying. Points, Food & Beverage Rewards and Confirmable Suite Upgrades are governed by the Terms and Conditions of IHG One Rewards. More details about Confirmable Suite Upgrades and other benefits can be found on ihg.com on the IHG One Rewards Member Benefits page. Revolut is not responsible for the fulfillment of this offer.


Monthly Subscription Fee

£18 a month or £216 a year. Fees are charged monthly, with automatic renewal each month. 

If you cancel after 14 days and within the first 6 months, you will need to pay a £18 fee for the cost of terminating your Elite subscription. 

If you downgrade from Elite to Essential after 14 days and within the first 6 months, you will need to pay a £39.99 fee for the cost of the Elite card and terminating your Elite subscription. 

Refer to Revolut Terms & Conditions for further details [Revolut IHG Rewards Program T&C]


Earn up to 27X Total Points at IHG

Earn rate includes IHG Platinum status points, calculated here at an example exchange rate of £1 = $1.33. You'll earn up to 6X points per £1 at IHG® Hotels & Resorts with the IHG One Rewards x Revolut Elite Debit Card. Earn up to 21X points per £1 from IHG® for being an IHG One Rewards Platinum Elite Member, a tier status benefit of this card. Actual earn rate you will receive as an IHG One Rewards Platinum Elite Member is 16X points per $1 at IHG® Hotels & Resorts; the earn rate per £1 is dependent on the GBP:USD exchange rate at time of transaction.