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IHG’s 2026 Travel Savings Guide

A Better Way to Book: Rates, Rewards, and Travel Tips

The best hotel rate is the one that matches your travel style. With IHG Hotels & Resorts, you have several ways to save, and each has its own advantage. Use this guide to compare our deals to find what rates work best for you across our 7,000+ hotels worldwide.


IHG Deals at a Glance: 3 Main Ways to Save

The deals below cover most ways to save at IHG. Verified rates require proof of eligibility; membership and age discounts do not.

Loyalty Value Deals

Includes: IHG One Rewards member discount, Points + Cash, Reward Nights

Best for: IHG One Rewards members (free to join)

IHG One Rewards members can unlock exclusive member discounts, redeem points for Reward Nights, or combine points and cash for eligible stays. Log in before searching to see member pricing. Member discounts can be combined with eligible points promotions, and Reward Nights count toward Elite status qualification. 

Flexible & Advance Booking Rates

Includes: Best Flexible Rate, Last Minute Deals, Semi Flexible Rate, Early Saver, Stay Longer and Save (Advance Saver, Book Early and Save Rates are available at select hotels)  

Best for: Travelers choosing between flexibility and maximum savings

Flexible rates allow changes when plans may shift, while Advance booking and other early-booking discounts offer lower prices in exchange for reduced flexibility. For members, both rate types qualify for standard IHG One Rewards points earning and can be combined with IHG One Rewards member discounts for even lower prices on qualifying stays.

Eligibility Discounts

Includes: Government, Military, Corporate, AAA/CAA, and Senior rates

Best for: Travelers who qualify for a specific discounted rate

Eligibility-based discounts provide additional savings for qualified travelers. Some rates require verification, while others can be selected during booking. Corporate travelers may need to enter a corporate ID when searching. Most eligibility discounts earn base IHG One Rewards points and can be combined with eligible promotions.


A Closer Look at IHG Rates, Offers, Discounts and Rewards

The deals below cover most ways to save at IHG. Verified rates, membership discounts, and age discounts may require proof of eligibility at check-in.

IHG One Rewards Member Discount

Includes: IHG One Rewards member discount when you book direct and sign in

Best for: IHG One Rewards members looking for eligible member-only savings

The IHG One Rewards discount is typically 3-5% lower than the non-member rate. This discount applies across our full range of eligible retail rates — including both flexible and advance booking rates — so it is not a single standalone rate. It simply requires a free membership, with no elite tier, minimum stay, or advance-purchase window, and IHG backs it with a Best Price Guarantee.

Anyone can qualify: All you have to do is create a free IHG One Rewards account, sign in, and eligible properties will display the IHG One Rewards member discount. It applies across the IHG portfolio, from Holiday Inn Express to InterContinental, so signing in can lower your price at many brands.


Rewards Nights

Includes: Eligible stays redeemed using IHG One Rewards points

Best for: Members with enough points to cover the room rate 
A Reward Night uses points to pay for a full room night (members may be responsible for taxes and incidentals). Points required to redeem a Reward Night vary by property, date, and demand. Select Reward Nights when searching to redeem points for your stay. Reward Nights do not earn base points, but they count toward Elite status, and eligible IHG credit cardholders can use the 4th Reward Night Free benefit.


Points + Cash

Includes: Existing IHG One Rewards points plus additional points purchased at booking 

Best for: Members who do not have enough points for a full Reward Night or want to stretch their points balance

Points + Cash allows you to pay for part of your stay with IHG One Rewards points and the rest with cash. It is a great option for when your points balance is close, but not quite enough for a Reward Night.

Any member with at least 5,000 points in their account can use Points + Cash. You can compare the Points + Cash price with the IHG One Rewards member discount on the same dates. Plus, when you use Points + Cash, you can save your points for a future stay.


Flexible vs. Prepaid/Advance Booking Rates vs. Last-Minute Deals

No matter which hotel you book, IHG has a variety of rate options that can work for you and your stay. Our flexible rates allow you to cancel for free within a reasonable time before check-in (depending on hotel policy), and our advance booking rates offer a lower price at the time of booking. It’s best to select an advance booking rate when your travel plans are firm. Choose a flexible rate if your plans may change.

Flexible Rates

Includes: IHG’s standard, most flexible rate

Best for: Travelers who want the option to change or cancel, subject to the hotel’s policy

Choose the Flexible Rate when peace of mind matters more than the lowest upfront price. It typically requires no prepayment, may include free cancellation based on the hotel’s terms, and qualifies for IHG One Rewards point earning and eligible global promotions. 

Advance Booking Rates

Includes: Advance Saver, Book Early and Save, and Stay Longer and Save

Best for: Travelers with firm plans who want lower prepaid pricing

Select an Advance booking rate when your dates are set, and you are comfortable paying in full at booking. These rates are generally non-refundable and cannot be changed, but they earn full points and can stack with eligible global point promotions and credit card multipliers.

Last-Minute Deals

Includes: Last-minute rates

Best for: Travelers booking within 48 to 72 hours of stay 

Last-minute rates depend on remaining hotel inventory. Check IHG.com and the IHG One Rewards app, then compare any app-exclusive options with available Member and Flexible rates.

See the full guide: Flexible vs. Prepaid rates vs. Last-minute deals, which compares cancellation and payment terms in detail. 


Seasonal Sales

For current seasonal promotions, check our latest offers. Available sales and discounts change frequently and are confirmed at the time of booking.

See the full guide: Seasonal Deals: Best Time to Book, which includes the sale calendar and booking windows by season.


Verified Rates: Government, Military & Corporate³

You may qualify for special verified rates if you’re a government or military employee, or work for a company with an IHG agreement. Bring a valid ID or rate code to confirm your eligibility at check-in. Before you book, check your member rate and current sales, as verified rates aren’t always the lowest available rates. 

Government Rates

Includes: Eligible government and military rates

Best for: Eligible government or military personnel

Select the Government/Military rate preference when searching and bring a valid government or military ID if requested at check-in. These rates generally earn points and may stack with standard promotions.

Corporate Rates

Includes: Negotiated rates provided through participating corporate partners

Best for: Business travelers with an eligible company rate code

Book through your company travel portal or enter your corporate ID when searching. A valid corporate ID may be required at check-in, and most corporate rates qualify for points and eligible global promotions.


Membership & Age Discounts: AAA/CAA & Senior⁴

AAA/CAA and Senior rates are usually flexible and refundable and still earn points. A membership card or ID may be requested at check-in. Always compare these rates with our IHG One Rewards member discount to make sure you’re getting the best deal.  

See the full guide: IHG Hotel Packages, covering breakfast, spa, family, and couples packages by brand. 

AAA Discounts

Includes: AAA/CAA pricing at participating hotels

Best for: AAA or CAA members comparing eligible member-based savings

Select the AAA rate preference when searching and bring a valid membership card if requested at check-in. AAA/CAA pricing is set by participating hotels, so savings can vary by property and stay date.

Senior Discounts

Includes: Senior rates at participating hotels 

Best for: Travelers who qualify by age  

Select the Senior rate preference when searching and bring proof of age if requested at check-in. These qualifying rates can earn full points and may stack with global promotions.


Partner Offers

Includes: Special discounts available through selected partners 

Best for: Travelers who qualify through an eligible partner offer 
Follow the specific partner link or use the required payment method, such as an eligible partner card, when booking. Partner Offer terms vary, but these rates typically earn standard points and Elite night credits when the offer terms allow.


Which Deal Is Right for You?

Your situationRecommended deal
First-time guest, no pointsMember Rate
Dates confirmed, unlikely to changePrepaid / advance booking rates
Plans may change / need flexibilityFlexible rate
Some points, not enough for a full nightPoints + Cash
Strong points balanceReward Night
Government, military, or company rate codeVerified rate
AAA/CAA member or SeniorMembership / age discount
Platinum Elite+, booking 3+ nightsReward Night (4th night free)

Frequently Asked Questions

Sign in to your IHG One Rewards account before you search to unlock the IHG One Rewards member discount, typically 3-5% lower than the comparable non-member rate, then compare it with any active promotion, verified rate, or points redemption for the same dates.

The IHG One Rewards member discount is typically 3-5% lower than comparable non-member rates, applies to our eligible retail rates, requires being an IHG One Rewards member (which is free), and is backed by IHG’s Best Price Guarantee.

Points + Cash is an IHG One Rewards redemption option that allows members to combine points already in their account with additional points purchased via cash at the time of booking. Members can then use those points to redeem a Reward Night (varies by property and date).⁵ It is a great option for when your points balance is close, but not quite enough for a free night. 

The amount of points needed to book a Reward Night depends on the property, date, and demand. Platinum Elite members and above get a 4th Reward Night free on stays of 3+ consecutive nights.

Yes. Government and military rates require a valid ID; corporate rates require a rate code. AAA/CAA, and senior (62+) rates are self-selected discounts you choose at booking, with a card or ID required at check-in. AAA/CAA pricing is set by each hotel and is not a standard IHG-wide discount.

Booking directly on IHG.com or the IHG One Rewards app guarantees the benefits of IHG One Rewards member discounts, IHG One Rewards points earning, Reward Night bookings, and Best Price Guarantee eligibility. 

When searching on IHG.com, enter your destination and dates, then use the Rate Preference dropdown in the search panel to choose options such as IHG One Rewards member discount, Reward Nights, Government/Military Rate, or Corporate Special Rate before running your search. 

In the IHG One Rewards app, start your search and select the applicable rate option, such as paying with points or another eligible rate type, before viewing results. Reviewing different rate preference options can help you compare pricing and benefits to find the best rate for your trip.

Rates & Savings Notes

1  Savings are illustrative estimates that vary by property, date, demand, and cancellation policy are not guaranteed; IHG uses dynamic pricing. See IHG.com for current rates and full terms.

2  Rate names, availability, and cancellation windows vary by property and may change over time. Confirm the exact rate and terms shown at checkout.

3  Verified rates require valid ID or an approved rate code; eligibility is confirmed at booking and/or check-in.

4  Membership/age discounts are self-selected at booking; a valid membership card or ID may be requested at check-in.

5  Points thresholds and Reward Night pricing are dynamic and shown for illustration only; actual points vary by property, date, and demand.