Compare to find the right travel card
See how our personal cards stack up to find your ideal credit card.
Choose the benefits that match how you spend and travel.
Annual fee
$0†
$150††
$350†††
Welcome bonus
LAUNCH OFFER
New Cardmember bonus
125,000 bonus points
after spending $2,000 in the first 3 months from account opening.*
180,000 bonus points
after spending $3,000 in the first 3 months from account opening.**
200,000 bonus points
after spending $5,000 in the first 3 months from account opening.***
Earning points
Earning points at IHG properties
Up to 17X
5X points with this card*
Up to 10X points from IHG on stays for being an IHG One Rewards member*
Up to 2X points from IHG on stays with Silver Elite status, a benefit of this card*
Up to 24X
10X points with this card**
Up to 10X points from IHG on stays for being an IHG One Rewards member**
Up to 4X points from IHG on stays with Gold Elite status, a benefit of this card**
Up to 28X
12X points with this card***
Up to 10X points from IHG on stays for being an IHG One Rewards member**
Up to 6X points from IHG on stays with Platinum Elite status, a benefit of this card***
Travel
—
5X
points for every dollar spent on flights booked directly and car rental agencies**
6X
points for every dollar spent on all other travel, including rideshare***
Gas stations
3X
points for every dollar spent at gas stations*
5X
points for every dollar spent at gas stations**
—
Dining
3X
points for every dollar spent at restaurants, including takeout and eligible delivery*
5X
points for every dollar spent at restaurants, including takeout and eligible delivery**
6X
points for every dollar spent at restaurants, including takeout and eligible delivery***
Grocery stores
3X
points for every dollar spent at grocery stores*
5X
points for every dollar spent at grocery stores**
—
Other purchases
2X
points for every dollar spent on all other purchases*
3X
points for every dollar spent on all other purchases**
3X
points for every dollar spent on all other purchases***
IHG One Rewards member status
Automatic status
Tier overview
Silver Elite*
Gold Elite**
Platinum Elite***
Earned status
Tier overview
Gold Elite
after $15,000 each calendar year*
Platinum Elite
after $15,000 each calendar year**
Diamond Elite
after $25,000 each calendar year***
Additional earned status
—
Diamond Elite
after $40,000 each calendar year**
—
Card benefits
ENHANCED
Anniversary Free Night**,***
—
✓
✓
NEW
Annual Food & Beverage Rewards**,***
—
$100
$300
NEW
Elite Night Credits annually*,**,***
5
15
20
Redeem 3 nights, get 4th night free*,**,***
After $5,000 spend each calendar year
Automatic
Automatic
NEW
Airline statement credit**,***
—
$100
$200
ENHANCED
30% off points purchases*,**,***
✓
✓
✓
Early access to IHG Reward Night sales*,**,***
✓
✓
✓
2 Elite Night Credits (ENC) after $5,000 spend each calendar year**,***
—
✓
✓
Additional annual bonus points after $15,000 spend each calendar year*,**,***
10K
15K
20K
Additional Anniversary Free Night after $40,000 spend***
—
—
✓
Additional Elite Night Credits after $15,000 spend each calendar year**,***
—
5
5
Up to $50 United® Airlines TravelBank Cash annually**,***
—
✓
✓
TSA PreCheck® fee statement credit**,***
—
✓
✓
No foreign transaction fees†,††,†††
✓
✓
✓
Complimentary DashPass*,**,***
✓
✓
✓
ADD LOVED ONES. EARN MORE. Earn 10,000 bonus points
after you add an authorized user to your account in the first 3 months from account opening*,**,***
IHG One Rewards
Credit Card
LAUNCH OFFER
Earn 125K bonus points
after qualifying purchases*
No annual fee†
IHG One Rewards Premier
Credit Card
LAUNCH OFFER
Earn 180K bonus points
after qualifying purchases**
$150 annual fee††
IHG One Rewards Premier Select
Credit Card
LAUNCH OFFER
Earn 200K bonus points
after qualifying purchases***
$350 annual fee†††
Learn more
***Offer Details | †††Pricing & Terms
ARE YOU A SMALL BUSINESS OWNER?
Get the IHG One Rewards Business Credit Card and make business travel more rewarding.
