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Three people mingle on a balcony overlooking the ocean; text overlay reads "Someday, Sooner.

Introducing the new IHG One Rewards
Credit Cards

New, revamped, and ready to accelerate your rewards, our IHG One Rewards Credit Cards are your ticket to unforgettable experiences. From top-tier perks to business benefits, we have a card for everyone. What’s your pick? 

IHG One Rewards Premier Credit Card

IHG One Rewards Premier
Credit Card

LAUNCH OFFER

Earn 180K bonus points

after qualifying purchases*

$150 annual fee†

IHG One Rewards Premier Select Credit Card

IHG One Rewards Premier
Select Credit Card

LAUNCH OFFER

Earn 200K bonus points

after qualifying purchases**

$350 annual fee††

IHG One Rewards Credit Card

IHG One Rewards
Credit Card

LAUNCH OFFER

Earn 125K bonus points

after qualifying purchases***

No annual fee†††

IHG One Rewards Business Credit Card

IHG One Rewards Business
Credit Card

LAUNCH OFFER

Earn 190K bonus points

after qualifying purchases****

$200 annual fee††††

Ready to skip to the side-by-side comparison? Compare benefits >

ADD A CARD USER. EARN MORE. Earn 10,000 bonus points

after you add an authorized user or an employee card to your account in the first 3 months from account opening*,**,***,****

Sorry, offer not available

You do not qualify for this offer, which may have expired or been sent in error. But we have more offers to explore!

IHG One Rewards Premier Credit Card overlaid on scene of pool flanked by loungers

$150 annual fee†

IHG ONE REWARDS PREMIER CREDIT CARD Exclusive perks for frequent travelers

LAUNCH OFFER

Earn 180,000 bonus points

Earn 180,000 bonus points after spending $3,000 in the first 3 months from account opening.*

Up to 24X total points at IHG

Earn up to 24X total points on stays at IHG Hotels & Resorts*

NEW
Up to $100 in Food & Beverage Rewards at IHG hotels


Enjoy a $25 Food & Beverage Rewards voucher quarterly to treat yourself to a drink or meal on your next trip at IHG hotels*

ENHANCED
Anniversary Free Night


With the ability to add points from your IHG One Rewards account to redeem at hotels above the 50,000 point redemption level*

Redeem 3 nights, get 4th night free

When you redeem points for a consecutive four-night IHG hotel stay, you can receive a fourth Reward Night free, redeemable at that same hotel during that same stay*

Earn up to 24X total points on stays at IHG Hotels & Resorts​

  • 10X points with this card*
  • Up to 10X points from IHG on stays for being an IHG One Rewards member*
  • Up to 4X points from IHG on stays with Gold Elite status, a benefit of this card*

Earn 5X points on flights booked directly with the airline, car rental agencies, dining, grocery stores, and at gas stations  

  • Earn 5X points for every dollar spent on dining, including takeout and eligible delivery*
  • Earn 5X points for every dollar spent on flights when purchased directly with the airline and car rental agencies*
  • Earn 5X points for every dollar spent at grocery stores*
  • Earn 5X points for every dollar spent at gas stations*

Earn 3X points for every dollar spent on all other purchases*


IHG One Rewards Program exclusives

  • Automatic Gold Elite status as long as you remain an IHG One Rewards Premier Cardmember*
  • ENHANCED: Anniversary Free Night (current point redemption cap of 50,000) with the ability to add points from your IHG One Rewards account to redeem at hotels above the 50,000 point redemption level*
  • NEW: Get 15 Elite Night Credits automatically at the start of each calendar year*
  • Redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay*
  • ENHANCED: Save 30% on IHG One Rewards points purchases when you purchase points with your card*
  • Early access to IHG Reward Night sales as an IHG One Rewards Cardmember*

This card offers over $700 in value your first year with benefits like:

  • NEW: Up to $100 in annual Food & Beverage Rewards at IHG hotels: Enjoy a $25 Food & Beverage Reward voucher quarterly to redeem at IHG Hotels & Resorts.*
  • NEW: $100 Airline Statement Credit when you spend at least $250 on flights purchased directly with the airline each calendar year through 12/31/27.*
  • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit: Receive a statement credit of up to $120 every four years for the application fee of Global Entry, TSA PreCheck® or NEXUS when charged to your Card.*
  • Complimentary DashPass ($120 value): Get one year of complimentary DashPass by DoorDash, which provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec. 31, 2027.* 
  • Up to $120 in DoorDash non-restaurant promo: Get up to $10 off monthly on groceries, everyday essentials, and more with DoorDash through Dec. 31, 2027, as long as you remain enrolled in your Chase DashPass membership. Only for enrollees who sign up for this Chase DashPass membership on or after Sept. 1, 2026.* 
  • Up to $50 United® Airlines TravelBank Cash each year after registering your IHG One Rewards Premier Credit Card with your MileagePlus® account.*
  • Up to $120 in Instacart credits: Receive a $10 Instacart credit monthly for purchases made directly through Instacart with your IHG credit card. Terms apply.*

Spend your way into Platinum Elite status:

  • Each calendar year that you spend $15,000 on purchases, you qualify for Platinum Elite status*
  • NEW: Earn 2 Elite Night Credits for every $5,000 you spend on your Card, plus an additional 5 ENCs after you spend $15,000 on purchases in a calendar year*
  • Spend your way into Diamond Elite status: Each calendar year that you spend $40,000 on purchases, you qualify for Diamond Elite status*

Travel and dining

  • No foreign transaction fees with your card†

Cardmember Events

  • Access to unique events and Priceless® experiences just for Cardmembers
IHG One Rewards Premier Select Credit Card overlaid on scene of pool with umbrellas and foliage.

$350 annual fee††

IHG ONE REWARDS PREMIER SELECT CREDIT CARD Introducing premium travel benefits

LAUNCH OFFER

Earn 200,000 bonus points

Earn 200,000 bonus points after spending $5,000 in the first 3 months from account opening.**

Up to 28X total points at IHG

Earn up to 28X total points on stays at IHG Hotels & Resorts**

NEW
Up to $300 in Food & Beverage Rewards at IHG hotels


Enjoy a $75 Food & Beverage Reward voucher quarterly to redeem at IHG Hotels & Resorts.**

Anniversary Free Night

Earned each account anniversary year with a point redemption cap of 60,000 points — you can use points from your IHG One Rewards account to redeem your Anniversary Night at hotels above the 60,000 point redemption level**

Redeem 3 nights, get 4th night free

When you redeem points for a consecutive four-night IHG hotel stay, you can receive a fourth Reward Night free, redeemable at that same hotel during that same stay**

Up to 28X total points at IHG Hotels & Resorts​

  • 12X points at IHG Hotels & Resorts with your card**
  • Up to 10X points on stays for being an IHG One Rewards member**
  • Up to 6X points on stays with Platinum Elite status**

Earn 6X points on dining and all other travel, including rideshare

  • Earn 6X points for every dollar spent on dining, including takeout and eligible delivery**
  • Earn 6X points for every dollar spent on all other travel, including rideshare**

Earn 3X points for every dollar spent on all other purchases**


IHG One Rewards Program exclusives

  • Automatic Platinum Elite status as long as you remain an IHG One Rewards Premier Select Cardmember**
  • Anniversary Free Night (current point redemption cap of 60,000) with the ability to add points from your IHG One Rewards account to redeem at hotels above the 60,000 point redemption level**
  • Get 20 Elite Night Credits automatically at the start of each calendar year to unlock a Milestone Reward**
  • Redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay**
  • Save 30% on IHG One Rewards points purchases when you purchase points with your card**
  • Early access to IHG Reward Night sales as an IHG One Rewards Cardmember**

This card offers over $1,000 in value your first year with benefits like:

  • Up to $300 in annual Food & Beverage Rewards at IHG hotels: Enjoy a $75 Food & Beverage Reward voucher quarterly to redeem at IHG Hotels & Resorts.**
  • $200 Airline Statement Credit when you spend at least $250 on flights purchased directly with the airline each calendar year through 12/31/27.**
  • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit: Receive a statement credit of up to $120 every four years for the application fee of Global Entry, TSA PreCheck® or NEXUS when charged to your Card.**
  • Complimentary DashPass ($120 value): Get one year of complimentary DashPass by DoorDash, which provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec. 31, 2027.**
  • Up to $120 in DoorDash non-restaurant promo: Get up to $10 off monthly on groceries, everyday essentials, and more with DoorDash through Dec. 31, 2027, as long as you remain enrolled in your Chase DashPass membership. Only for enrollees who sign up for this Chase DashPass membership on or after Sept. 1, 2026.**
  • Up to $50 United® Airlines TravelBank Cash each year after registering your IHG One Rewards Premier Select Credit Card with your MileagePlus® account.**
  • Up to $120 in Instacart credits: Receive a $10 Instacart credit monthly for purchases made directly through Instacart with your IHG credit card. Terms apply.**

Spend rewards

  • Earn 2 Elite Night Credits for every $5,000 you spend on your Card, plus an additional 5 ENCs after you spend $15,000 on purchases in a calendar year**
  • Earn 20,000 bonus points after you spend $15,000 on purchases each calendar year**
  • Spend your way into Diamond Elite status: Each calendar year that you spend $25,000 on purchases, you qualify for Diamond Elite status**
  • Earn an additional Free Night with a point redemption cap of 60,000 points after spending $40,000 on your IHG One Rewards Credit Card each calendar year**

Travel and dining

  • No foreign transaction fees with your card††

Cardmember Events

  • Access to unique events and Priceless® experiences just for Cardmembers
IHG One Rewards Credit Card overlaid on scene of an outdoor pool on the water.

No annual fee†††

IHG ONE REWARDS CREDIT CARD Great perks without the annual fee

LAUNCH OFFER

Earn 125,000 bonus points

Earn 125,000 bonus points after spending $2,000 in the first 3 months from account opening.***

Up to 17X total points at IHG

Earn up to 17X total points on stays at IHG Hotels & Resorts***

No annual fee†††

Enjoy Cardmember-exclusive points, benefits, and promotions***

Automatic Silver Elite status

Automatic Silver Elite Status as long as you remain an IHG One Rewards Cardmember***

Earn 4th Reward Night Free Benefit

Starting in 2027, spend $5,000 on your IHG One Rewards Credit Card in a calendar year and unlock a fourth Reward Night Free when you redeem points for a consecutive four-night stay. This benefit will be available for the remainder of the calendar year earned and the next calendar year.***

Up to 17X total points at IHG Hotels & Resorts

  • 5X points at IHG Hotels & Resorts with your card***
  • Up to 10X points on stays for being an IHG One Rewards member***
  • Up to 2X points on stays with Silver Elite status***

Earn 3X points on dining, at grocery stores, and gas stations

  • Earn 3X points for every dollar spent on dining, including takeout and eligible delivery***
  • Earn 3X points for every dollar spent on grocery stores***
  • Earn 3X points for every dollar spent at gas stations***

Earn 2X points for every dollar spent on all other purchases***


IHG One Rewards Program exclusives

  • Automatic Silver Elite status as long as you remain an IHG One Rewards Cardmember***
  • NEW: Get 5 Elite Night Credits automatically at the start of each calendar year***
  • ENHANCED: Save 30% on IHG One Rewards points purchases when you purchase points with your card***
  • Early access to IHG Reward Night sales as an IHG One Rewards Cardmember***

Spend rewards

  • Starting in 2027, spend $5,000 on your IHG One Rewards Credit Card in a calendar year and unlock a fourth Reward Night free when you redeem points for a consecutive four-night stay***
  • ENHANCED: Spend your way into Gold Elite status: Starting in 2027, each calendar year that you spend $15,000 on purchases, you qualify for Gold Elite Status***
  • Earn 10,000 bonus points after you spend $15,000 on purchases each calendar year***

Travel and dining

  • No foreign transaction fees with your card†††
  • Complimentary DashPass***

Cardmember Events

  • Access to unique events and Priceless® experiences just for Cardmembers
IHG One Rewards Business Credit Card overlaid on scene of an elegant restaurant with tables set.

$200 annual fee††††


****Offer Details | ††††Pricing & Terms

IHG ONE REWARDS BUSINESS CREDIT CARD Enhanced benefits for business expenses

LAUNCH OFFER

Earn 190,000 bonus points

Earn 190,000 bonus points after spending $5,000 in the first 3 months from account opening.****

Up to 26X total points at IHG

Earn up to 26X total points on stays at IHG Hotels & Resorts****

Automatic Platinum Elite status

Automatic Platinum Elite status as long as you remain an IHG One Rewards Business Cardmember****

ENHANCED
Anniversary Free Night


Earned each account anniversary year with a point redemption cap of 50,000 points — you can use points from your IHG One Rewards account to redeem your Anniversary Night at hotels above the 50,000 point redemption level****

Redeem 3 nights, get 4th night free

When you redeem points for a consecutive four-night IHG hotel stay, you can receive a fourth Reward Night free, redeemable at that same hotel during that same stay****

Up to 26X total points at IHG Hotels & Resorts​

  • 10X points at IHG Hotels & Resorts with your card****
  • Up to 10X points on stays for being an IHG One Rewards member****
  • Up to 6X points on stays with Platinum Elite status****

Earn 5X points on flights booked directly with the airline, car rental agencies, dining, at gas stations, and on social media and search engine advertising

  • Earn 5X points for every dollar spent on dining, including takeout and eligible delivery****
  • Earn 5X points for every dollar spent on flights when purchased directly with the airline and car rental agencies****
  • Earn 5X points for every dollar spent at gas stations****
  • Earn 5X points for every dollar spent on social media and search engine advertising****

Earn 3X points for every dollar spent on all other purchases****


IHG One Rewards Program exclusives

  • Automatic Platinum Elite status as long as you remain an IHG One Rewards Business Cardmember****
  • ENHANCED: Anniversary Free Night (current point redemption cap of 50,000) with the ability to add points from your IHG One Rewards account to redeem at hotels above the 50,000 point redemption level****
  • NEW: Get 15 Elite Night Credits automatically at the start of each calendar year****
  • Redeem 3 nights, get 4th night free when you redeem points for a consecutive four-night IHG hotel stay****
  • ENHANCED: Save 30% on IHG One Rewards points purchases when you purchase points with your card****
  • Early access to IHG Reward Night sales as an IHG One Rewards Cardmember****

This card offers over $750 in value your first year with benefits like:

  • NEW: Up to $100 in annual Food & Beverage Rewards at IHG hotels: Enjoy a $25 Food & Beverage Reward voucher quarterly to redeem at IHG Hotels & Resorts.****
  • NEW: $100 Airline Statement Credit when you spend at least $250 on flights purchased directly with the airline each calendar year through 12/31/27.****
  • NEW: Up to $100 in statement credits for Expensify purchases each calendar year.****
  • Complimentary DashPass ($120 value): Get one year of complimentary DashPass by DoorDash, which provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec. 31, 2027.****
  • Up to $120 in DoorDash non-restaurant promo: Get up to $10 off monthly on groceries, everyday essentials, and more with DoorDash through Dec. 31, 2027, as long as you remain enrolled in your Chase DashPass membership. Only for enrollees who sign up for this Chase DashPass membership on or after Sept. 1, 2026.****
  • Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit: Receive a statement credit of up to $120 every four years for the application fee of Global Entry, TSA PreCheck® or NEXUS when charged to your Card.****
  • Up to $120 in Instacart credits: Receive a $10 Instacart credit monthly for purchases made directly through Instacart with your IHG credit card. Terms apply.****

Spend rewards

  • NEW: Earn 2 Elite Night Credits for every $5,000 you spend on your Card, plus 5 additional ENCs after you spend $25,000 on purchases each calendar year****
  • Earn 20,000 bonus points after you spend $25,000 on purchases each calendar year****
  • Spend your way into Diamond Elite status: Starting January 1, 2027, each calendar year that you spend $50,000 on purchases, you qualify for Diamond Elite status****
  • ENHANCED: Earn an additional Free Night with a current point redemption cap of 50,000 points after spending $60,000 on your IHG One Rewards Business Credit Card each calendar year****

Travel and dining

  • No foreign transaction fee with your card††††

Cardmember Events

  • Access to unique events and Priceless® experiences just for Cardmembers
Outdoor pool in the shadow of the mountains.


Compare benefits at a glance

The delight is in the details. Use our side-by-side card comparison to find your
favorite benefits and choose the card that suits your travel style. 

21 hotel brands. 7,000+ global destinations. One loyalty program.

Earn points on stays and purchases, then redeem them for free nights worldwide at IHG Hotels & Resorts.

From a rooftop deck, a woman looks out over a cityscape.

Explore your Elite status benefits

Your travel credit card comes with automatic Elite status in IHG One Rewards. From points that don’t expire to late checkout, your stays will be elevated with your IHG One Rewards Elite member perks.

Guests sit at long tables decorated with flowers, with foliage hanging above.

Exclusive Cardmember events

Want to learn how to make a delicious dish with a celebrity chef? Score backstage passes to a popular show? Your IHG One Rewards Credit Card gets you VIP access to thrilling experiences.

IHG One Rewards Credit Card FAQs

Wondering about benefits, rewards, and status? We have your frequently asked questions, answered.

Yes. Depending on the card you choose, benefits may include automatic Elite status, reward stay perks, an Anniversary Free Night, travel benefits, and rewards on purchases at IHG® Hotels & Resorts. You can also earn rewards on categories like dining, gas, and all other purchases, making the IHG One Rewards Credit Cards a great choice for everyday spending.

All of the IHG One Rewards Credit Cards are great options if travel benefits are your priority. The cards are designed for travelers who want perks like stronger hotel benefits, higher-tier loyalty perks, Anniversary Free Night, reward stay benefits and select travel-related rewards to name a few. The right choice depends on how often you stay with IHG and whether you want a personal or business card. 

Certain IHG One Rewards Credit Cards include an Anniversary Free Night, which can be used toward eligible stays at participating IHG® Hotels & Resorts worldwide. This benefit can be especially valuable for cardmembers who already plan to stay with IHG at least once a year. Travelers can search participating hotels and book direct through IHG.com or the IHG One Rewards app.

Yes. Select IHG One Rewards Credit Cards include automatic Elite status and may also offer ways to move closer to higher status tiers through qualifying card activity or Elite Night Credits. This can be helpful for travelers who want added recognition, stronger stay benefits, and more value from their IHG One Rewards membership. Learn more about status levels on the IHG One Rewards Membership Benefits page.

All of the IHG One Rewards Credit Cards offer the fourth Reward Night free when you redeem points for any stay of four or more nights, though there is a minimum spend requirement to earn that benefit on the No-Fee card. 

IHG One Rewards Credit Cards may include partner and travel benefits that add value beyond hotel stays. All four cards include a DoorDash benefit, which may include a complimentary DashPass membership and recurring DoorDash statement credits after activation.

The Premier, Premier Select, and Business cards offer up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit. 

Benefit availability, activation steps, and terms can vary by card, so Cardmembers should review the latest Chase and partner terms before using each benefit.

Beyond the benefits it shares with the Premier Credit Card, the IHG One Rewards Business Credit Card includes features tailored for business owners. You can earn rewards on categories that often make up a large share of business spending, dining, gas, airlines and car rentals booked directly, social media, and select search engine advertising. The card also includes an annual Expensify credit, which can offset the cost of an Expensify subscription if your business uses it for expense management.

On the status side, the Business Card comes with automatic Platinum Elite status, and includes the same number of Elite Qualifying Nights per $5,000 spend as Premier and Premier Select.

READY TO START YOUR REWARDING JOURNEY?

Watch your everyday purchases earn points for unforgettable stays around the world.