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IHG® Rewards Club Traveler Credit Card Benefits


Know Your Card | IHG® Rewards Club Traveler Credit Card

 IHG® Rewards Club Traveler Credit Card

Unlock new adventures with 15X total points at IHG® Hotels & Resorts worldwide. Enjoy the peace of mind that comes with no foreign transaction fees, cell phone protection, accident insurance, and more.

InterContinental® Danang Sun Peninsula Resort
InterContinental® Danang Sun Peninsula Resort


Earn 15X total points at IHG Hotels & Resorts worldwide when you combine IHG card benefits with existing IHG Rewards Club Member Benefits


  • 5X points at IHG® Hotels and Resorts worldwide as an IHG Rewards Club Traveler Credit cardmember1
  • 10X points from IHG® for being an IHG® Rewards Club member

2X points on other purchases

  • 2X points on purchases at gas stations, grocery stores and restaurants1
  • 1 point for every $1 spent on all other purchases1
InterContinental® Hong Kong
InterContinental® Hong Kong


4th Night Free

when you redeem points for any stay of 4 or more nights1


20% Discount on Points Purchases1

InterContinental® Hanoi Westlake
InterContinental® Hanoi Westlake


No Foreign Transaction Fees

Experience other cultures without paying a fee on international purchases.1


Travel with Ease

Global Entry or TSA Pre✓® Fee Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card1


IHG Gold Elite Status1

Earn Gold Elite Status once you spend $10,000. As a Gold member, you receive:

  • Exclusive Rates (Your Rate)
  • Extended Checkout
  • Complimentary Internet
  • Welcome Amenity
  • Raid the Bar
  • Custom Stay Preferences
  • No Blackout Dates for Reward Nights
  • Elite Members' Points Don't Expire
  • And more! See details here
InterContinental® Sydney
InterContinental® Sydney


Cell Phone Protection (World only – not on Platinum)

Get up to $600/ per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim.2 


Lost Luggage Reimbursement

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.3 


Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.3

InterContinental® Danang Sun Peninsula Resort
InterContinental® Danang Sun Peninsula Resort


World Mastercard Benefits

In addition to all of these great benefits, you also have access to the World Mastercard Benefits. Learn more here.

Terms & Conditions

1. See your Card Rewards Program Agreement and product brochure, or your Cardmember Agreement, as applicable, for more details.

2. Coverage is provided by New Hampshire Insurance Company, an AIG Company. Benefits are subject to terms, conditions, and limitations, including limitations on the amount of coverage. The monthly bill associated with the phone must be paid with the eligible card for coverage to be effective. Policy provides secondary coverage only. For further information, see your Mastercard Guide to Benefits or call 1‑800‑MASTERCARD. Visit to file a claim.

3. These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance.

Mastercard Terms and Conditions
Benefits referenced on this page are current as of 03/2020. Benefits are subject to change by Mastercard at any time, in accordance with Mastercard’s notification policies, and are based on the individual merchant’s terms and conditions. Terms and conditions of the benefits can be found on Mastercard’s website ( Void where prohibited or restricted by law. Any taxes are the sole responsibility of the purchaser. Many of the stated benefits and services of this product are provided by third parties who are solely responsible for their provision or fulfillment.

The TSA Precheck trademark is used with the permission of the U.S. Department of Homeland Security.

Most hotels are independently owned and/or operated. The above service marks are the property of Six Continents Hotels, Inc. (an InterContinental Hotels Group company), or its affiliates.

IHG® Rewards Club terms and conditions apply. For complete program details, visit Benefits and rewards may vary by region and are based on availability.