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IHG Rewards Traveler Credit Card

$0 annual fee and so many rewards

Enjoy these featured benefits of the IHG Rewards Traveler Credit Card

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Redeem 3 nights
get 4th night free**

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IHG® Rewards
Silver Elite status**

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Earn 10,000 points
after spending $10,000**

This card will take you places

No matter where the journey leads, get ready to earn on everything from travel and gas to every day purchases.

Travel

Earn 5X on travel and up to 17X total points at IHG properties.

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Earn 5X points per $1 spent when you stay with IHG® Hotels & Resorts**

Up to 2X points from IHG with Silver Elite status**, a benefit of this card**

Up to 10X points from IHG for being an IHG Rewards member**

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Earn 3X points per $1 spent at gas stations**

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Earn IHG Rewards Gold Elite status after spending $20,000 each calendar year**

Dining

Earning 3X on dining out is a delicious reward.

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Earn 3X per $1 spent on dining at restaurants**

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Discounts on food delivery service with DoorDash​**

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Discounts on meal prep subscriptions with Hello Fresh​**

Shopping

Go ahead and splurge while earning 2X on shopping.

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Earn 2X per $1 spent on all other purchases**

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There’s more to enjoy

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Earn 3X per $1 spent on utilities, internet, cable, phone, and select streaming services purchases**

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20% discount when you buy
IHG Rewards points through ihg.com​**


Isn’t it time to apply?

Get more from your travels and your purchases with the
IHG Rewards Traveler Credit Card. Terms & conditions

Earn when you stay at 6,000
destinations globally

Join IHG Rewards today

IHG Rewards members experience more

Lowest rates

Access our best rates when booking directly with IHG

Earn points

Earn points on every stay at 6,000 destinations globally

Reward Nights

Redeem points for free nights

No blackout dates

Stay when you want, with no blackout dates on free nights

Free Wi-Fi

Enjoy free Wi-Fi every time

Plus other exclusive Elite benefits

Plus other exclusive Elite benefits

IHG Way of Clean

We're committed to cleanliness and guest confidence.

**Offer Details

120,000 Bonus Points After You Spend $3,000 On Purchases In The First 3 Months From Account Opening: This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify and receive your bonus, you must make Purchases totaling $3,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your IHG® Rewards Club account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Chase may close your credit card account or suspend your right to use your credit card account, at any time for any reason, including account inactivity.

Redeem Three Nights, Get Fourth Reward Night Free: For each standard room Reward Night stay of 4 or more nights, every 4th night is free. Applies only to 4 or more consecutive nights within the same Reward Night point redemption room stay at the same property. With this benefit, eligible members will be charged the Reward Night point redemption rate for the first 3 nights, and 0 points for the 4th night of the stay, as applicable. If 4th Reward Night Free reservation is cancelled, or check-out occurs before the 4th night, the 4th Reward Night is forfeited and has no cash or point value. Members can utilize the 4th Reward Night Free benefit on an unlimited number of stays annually. You are responsible for all incidental charges such as parking fees, and payment of mandatory resort fees at properties where resort fees are charged. IHG® Rewards Reward Night terms and conditions apply. Offer does not apply to paid stays or Points & Cash bookings. Chase is not responsible for offer fulfillment.

Silver Elite Status: As an IHG® Rewards Traveler credit cardmember, you qualify for automatic IHG® Rewards Silver Elite status for as long as you remain a Traveler credit cardmember, and as long as your IHG® Rewards membership account remains in good standing. Please allow 6 to 8 weeks after account opening for the automatic Silver Elite status to be applied to your IHG® Rewards account.

10,000 bonus points each calendar year: You’ll receive 10,000 bonus points each calendar year during which you spend at least $10,000, and make one additional purchase at least one day after you have spent $10,000. “Calendar year” means January 1 through December 31 of that same year. Purchases are when you, or an authorized user, use an IHG Rewards Traveler credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Earning Points: Rewards Program Agreement: For more information about the IHG® Rewards Traveler card rewards program, view the latest Rewards Program Agreement (PDF). We will mail your Rewards Program Agreement once your card account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com.

How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with an IHG® Rewards credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 5 points (“5X points”): You’ll earn 5 points for each $1 spent on qualifying purchases made at hotels participating in IHG Rewards. Go to https://www.ihg.com/content/us/en/about/brands, as applicable, for a list of hotels participating in IHG Rewards. You will only receive the accelerated earn of 5 points for each $1 spent from this credit card program. IHG Rewards is responsible for ensuring all hotels participating in IHG Rewards are correctly reported to Chase for earn on IHG Rewards credit card purchases. Additional points received under the IHG Rewards program for stays at hotels participating in IHG Rewards will be earned in accordance with the IHG Rewards Membership Terms and Conditions. 3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: utilities; internet, cable, and phone services; select streaming services; dining at restaurants including takeout and eligible delivery services; and gas stations. 2 points (“2X points”): You’ll earn 2 points for each $1 spent on all other purchases. Information about earning/transferring points to IHG Rewards: Points earned during a billing cycle are automatically transferred to IHG Rewards after the end of each billing cycle. Points expiration: The points transferred to your IHG Rewards account will not expire as long as there is IHG Rewards program activity for 12 consecutive months, depending on your status. IHG Rewards Membership terms and conditions apply. For complete program details, visit ihgrewards.com. Losing points: You’ll immediately lose all points that haven’t been transferred to IHG Rewards if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs.

Earning Points From IHG: IHG® Rewards members earn on qualifying stays and eligible charges at IHG® Hotels and Resorts in the following manner: Members earn 10 points per $1 spent and Silver Elite members earn an additional 2 points per $1 spent (20% bonus), except at Candlewood Suites® and Staybridge Suites® where members earn 5 points per $1 spent and Silver Elite members earn an additional 1 point per $1 spent (20% bonus), IHG® Army Hotels where members earn 3 points per $1 spent and Silver Elite members earn an additional 0.6 point per $1 spent (20% bonus), and IHG® Residence properties where members earn 2.5 points per $1 spent and Silver Elite members earn an additional 0.5 point per $1 spent (20% bonus). All point deposits will be totaled and rounded to the nearest whole number. IHG® Rewards members earn on qualifying stays at The Venetian® Resort Las Vegas in the following manner: Members earn 2,000 points per qualifying stay. Stays must be booked on a direct IHG® booking channel such as ihg.com in order to qualify. Points earned with your IHG® Rewards membership and Silver Elite status will post directly to your IHG® Rewards account and will not appear on your Chase credit card statement. For complete program details, visit ihg.com/terms.

Earn a Gold Elite Status: Each Calendar Year you make purchases totaling $20,000 or more you, as the primary cardmember, will qualify for Gold Elite Status through December 31 of the following year. “Calendar year” means January 1 through December 31 of that same year. Purchases are when you, or an authorized user, use IHG® Rewards Traveler card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn IHG® Rewards points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. Please allow up to 8 weeks after qualifying for the Gold Elite Status award to be applied to your IHG® Rewards account. To qualify for and maintain Gold Elite Status your account must be open and not in default. If you do not qualify for this bonus offer, in order to receive Gold Elite benefits you must qualify for Gold Elite Status under the terms of the IHG® Rewards program. Only one IHG® Rewards credit card account per IHG® Rewards member is eligible for the Gold Elite Status award. Rewards member must be the primary cardmember on the qualifying credit card account. Chase Bank, N.A. is not responsible for offer fulfillment or the provision of or failure to provide the Gold Elite benefits and services.

Third-Party Merchants: The listed merchant(s) are in no way affiliated with Chase, nor are the listed merchant(s) considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).

Save 20% On Points Purchases: Save at least 20% on points purchases when you pay for those points with your IHG® Rewards Premier, Premier Business or Traveler Credit Cards. Point purchase amounts are subject to change by IHG® Rewards. These points are Non-Qualifying points and are not Elite Status qualifying. Upon completion of the points purchase, you agree that the total dollar price of the points, minus the discount, will be immediately charged to your credit card. The cost for the points purchased is non-refundable. The 20% discount cannot be combined with any other points purchase offer. Point purchase transactions managed by Points.com.

 

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Most hotels are independently owned and/or operated. The above service marks are the property of IHG® Hotels & Resorts.

 

IHG® REWARDS PROGRAM INFORMATION

Points accrued and awards issued are subject to the terms and conditions of the IHG® Rewards program. Click here for complete terms and conditions of the IHG® Rewards program, including all redemption values, or refer to ihg.com/terms. Terms and conditions of the IHG® Rewards program may be modified and services and benefits may be added or deleted at any time without notice to Cardmembers. Individuals whose request for a credit card are not approved will not be enrolled in the IHG® Rewards program through this offer, although existing IHG® Rewards memberships will not be affected. Additional authorized users will not be enrolled in the IHG® Rewards program as a result of this offer. IHG® Rewards points awarded through the use of the authorized user’s card will only be credited to the Primary Cardmember’s IHG® Rewards account. Click here to review the IHG® Rewards Privacy Statement.

 

Accounts subject to credit approval. Restrictions and limitations apply. IHG® Rewards Traveler credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.