Can I Earn IHG Points from Both Hotel Stays and an IHG Credit Card?
Yes. As an IHG One Rewards member, you can earn points from hotel stays and from an IHG One Rewards credit card at the same time, and the two do not cancel each other out. This guide explains how each earning method works on its own, and how they combine when you pay for a stay with your card.
How Hotel Stays and Credit Card Spending Both Earn Points
IHG One Rewards members have two primary ways to earn points: staying at IHG Hotels & Resorts, and everyday spending on an IHG One Rewards credit card. These are separate earning streams. When you pay for an eligible hotel stay with an IHG One Rewards credit card, you can earn points from the stay itself and points from the card purchase on that same charge, since the card treats the payment as a qualifying purchase in addition to whatever the hotel stay already earns. This lets members build their points balance faster than relying on hotel stays alone.
Earning Points from Hotel Stays
When you book and stay at an IHG Hotels & Resorts property, you earn points on your room rate and other eligible charges.
- Base points: Earn up to 10 points per USD spent on qualifying rates at most IHG brands.1
- Elite status bonus: The higher your elite status, the more you earn on top of your base points. See the IHG One Rewards Tier Benefits page for full details on each tier.
- Promotions: Registered members can often earn additional bonus points through current offers and limited-time promotions.
| Elite Tier | Points Bonus |
|---|---|
| Silver Elite | 20% bonus |
| Gold Elite | 40% bonus |
| Platinum Elite | 60% bonus |
| Diamond Elite | 100% bonus |
Points earned from stays typically post to your account within a few days after you check out.
Earning Points with an IHG One Rewards Credit Card
An IHG One Rewards credit card, issued by IHG's bank partner, lets you earn points on everyday purchases in addition to the points you earn from hotel stays.2
- Accelerated earning at IHG: Earn a higher number of points per dollar spent specifically at IHG Hotels & Resorts, on top of the points already earned as an IHG One Rewards member.
- Bonus categories: Earn extra points on purchases in categories such as travel, dining, and gas, depending on the specific card.
- Everyday purchases: Earn points on all other purchases made with the card, even those unrelated to travel.
- Welcome bonus: New cardmembers can typically earn a bonus point balance after meeting an initial spending requirement within the first few months of account opening.
For current card options, rates, and offer terms, visit the IHG One Rewards Credit Card page.
Where to Get Help
For questions about points that did not post after a stay, contact IHG Customer Care. For questions about a credit card application, statement, or rewards earned on card purchases, contact the card issuer directly rather than IHG Customer Care, since card account details are managed by the bank partner. General earning questions are also covered in the IHG Customer Care FAQ and the full IHG One Rewards Membership Terms and Conditions.
1. Staybridge Suites and Candlewood Suites earn 5 points per USD spent. Points are not earned on taxes, government fees, or stays at certain properties. Earning rates are set by IHG and are subject to change without notice.
2. IHG One Rewards credit cards are issued by an independent bank partner and are subject to credit approval and the issuer's own terms and conditions, which are separate from and in addition to the IHG One Rewards Membership Terms and Conditions. Card availability varies by region.